Understanding your Mopar Maximum Care Plan is crucial, especially when unexpected issues arise with your vehicle’s key fob. A common question among owners revolves around key fob replacement coverage: Does the plan cover the entire key fob, including the emergency key, or just the fob itself?
Key fobs, particularly for modern vehicles, can be surprisingly expensive to replace, often incurring significant costs at dealerships. For those who invested in the Mopar Maximum Care Plan, the key fob replacement provision is a valuable benefit. The core expectation is that a “fob replacement” should encompass the complete unit, mirroring the original factory equipment, including the physical key component.
According to the MaxCare terms, the plan does offer key fob coverage, stating: “KEY FOB: Subject to the limitations in this provision, the Plan provides (i) coverage for up to three key fob repairs or replacements, and (ii) a total key fob coverage benefit of $600… Key fob coverage is available even if this component is lost or stolen, and this coverage is not subject to the deductible…”
However, the phrase “Subject to the limitations in this provision” introduces ambiguity. This vague wording could potentially be interpreted in different ways by the plan administrators. It’s important to note that while the terms explicitly mention key fob coverage and a $600 benefit limit for up to three replacements, they remain silent on whether the emergency key component is included in the “fob replacement.” The terms also clearly state: “NOTE: FAILURE OF A KEY FOB BATTERY DOES NOT CONSTITUTE A MECHANICAL FAILURE OF THE KEY FOB,” meaning battery replacements are not covered.
While the MaxCare terms confirm coverage for the key fob itself, the specific inclusion of the emergency key within the replacement remains unclear. For Mopar owners seeking clarity, directly contacting Mopar or their dealership to confirm the exact scope of “key fob replacement” under their Maximum Care plan is advisable. This proactive step can prevent potential misunderstandings and ensure you are fully informed about your coverage.
