Understanding Your Situation

A stolen key fob means an unauthorized person may have access to your Yukon. Even if the vehicle isn’t taken immediately, the thief could return later to locate and use the fob to gain entry or attempt to drive the vehicle.

🚀 Immediate Steps to Take

  1. Move the Yukon to a secure, well-lit location (garage if possible) and remove valuables; if you can’t move it, use physical deterrents (steering wheel lock) and park nose-in close to a wall to reduce tow/drive-off opportunities.
  2. Report the theft to local police and document everything (date/time/location, photos, and any identifying details). If the fob was stolen with your ID or paperwork, note that in the report.
  3. Arrange to have all missing/stolen key fobs erased from the vehicle and new keys programmed (dealer or qualified automotive locksmith). If you have OnStar, contact them immediately to review available security features and account access.

Your Options

Dealer: erase all keys + program new OEM key fobs

Cost: $350-$900+ Time: Same day / 1-3 days

A GMC dealer verifies ownership, removes (erases) all existing keys from the Yukon’s system (including the stolen fob), then programs new OEM key fobs. If all keys are gone, the vehicle may need to be towed in or serviced on-site depending on dealer capability.

âś“ Pros:
  • Most reliable path for security: stolen fob is disabled in the vehicle
  • OEM parts and correct programming for your exact trim/features
âś— Cons:
  • Usually the most expensive option
  • May require towing and/or waiting for parts/appointments

Mobile automotive locksmith: replace and reprogram keys (when supported)

Cost: $250-$700 Time: Same day

A qualified locksmith can often come to the vehicle, verify ownership, erase lost keys (when possible on your model), and program replacement fobs. Capability varies by equipment and vehicle configuration, so confirm they can fully disable the stolen fob for a 2024 Yukon before booking.

âś“ Pros:
  • Convenient mobile service (often no towing)
  • Can be faster than dealer scheduling
âś— Cons:
  • Not all locksmiths can perform full key erasure/programming on newer GM models
  • Quality varies—use a licensed, well-reviewed provider

Insurance claim (comprehensive) for stolen key/fob + rekey/reprogram

Cost: $0-$1,000+ (depends on deductible and coverage) Time: 1-7 days

If you carry comprehensive coverage, your insurer may cover some of the cost to replace the fob(s) and reprogram/erase keys, minus your deductible. Some policies may also cover towing.

âś“ Pros:
  • May significantly reduce out-of-pocket cost
  • Creates documentation if the vehicle is later stolen
âś— Cons:
  • Deductible may exceed the repair cost
  • Claims can take time and may affect premiums depending on insurer

Temporary security measures while waiting for reprogramming

Cost: $30-$200 Time: Same day

Use physical deterrents (steering wheel lock, driveway bollard, wheel lock) and secure parking. This does not disable the stolen fob but helps reduce immediate risk until key erasure/programming is completed.

âś“ Pros:
  • Immediate, low-cost protection
  • Useful even after new fobs are programmed
âś— Cons:
  • Does not remove the stolen fob from the vehicle’s memory
  • Not a substitute for proper reprogramming

⚠️ What to Avoid

✕ Don’t assume the vehicle is safe because it’s currently parked—stolen fobs are often used later when the thief returns.

✕ Don’t buy unknown/used key fobs from questionable sources; incorrect or counterfeit fobs can fail to program and waste money.

✕ Don’t share your VIN, registration photos, or OnStar/account credentials with unverified callers or online “key programming” services.

⚠️ Common Mistakes to Avoid

  • Not deactivating stolen key
  • Delaying reprogramming
  • Not filing police report
  • Ignoring security risk

Frequently Asked Questions

Can someone drive my 2024 GMC Yukon if they stole my key fob?

Potentially, yes. A stolen fob can allow unlocking and may allow starting the vehicle if the fob is present in or near the vehicle. The safest move is to have the stolen fob erased/disabled from the Yukon’s system and new fobs programmed as soon as possible.

Do I need to replace locks if my key fob was stolen?

Often, reprogramming/erasing the stolen fob is the key step for push-button start security. However, if the thief also has information that identifies your vehicle/location (or if a mechanical key blade was stolen and you’re concerned about physical entry), ask the dealer or a locksmith whether rekeying door/ignition components is recommended for your situation.

What if I don’t have a spare key?

You’ll likely need a dealer or a locksmith equipped for newer GM systems. Be prepared to show proof of ownership and ID. In some cases the vehicle may need towing, especially if service can’t be done on-site.

Will OnStar prevent the vehicle from being stolen?

OnStar features and availability depend on your plan and vehicle setup. It may help with locating the vehicle and working with authorities if it’s stolen, but it’s not a replacement for disabling the stolen fob and securing the vehicle promptly.

⏱️ Urgency Note: High urgency: a stolen key fob is an active security risk. Secure the Yukon immediately and schedule key erasure/reprogramming as soon as you can—ideally the same day—to prevent unauthorized entry or theft.

Need Detailed Information?

Get vehicle-specific key fob compatibility, part numbers, and a complete price comparison for your 2024 GMC Yukon.

View Yukon Key Fob Guide →

Last updated: 2026-01-04