Understanding Your Situation

A key fob theft means an unauthorized person may have a working smart key linked to your Palisade. Until the vehicle’s key system is updated (reprogrammed), the stolen fob may still unlock doors and, if near the vehicle, enable starting.

🚀 Immediate Steps to Take

  1. Secure the vehicle now: move it to a locked garage or well-lit monitored area, lock it, and remove valuables. If you suspect the thief knows where the car is parked, consider relocating it immediately.
  2. Report and document: file a police report and notify your insurance (comprehensive coverage may help). Keep the report number—dealers and insurers often require it for stolen-key claims.
  3. Arrange key replacement and reprogramming: contact a Hyundai dealer (or a qualified automotive locksmith who supports 2024 Palisade smart keys) and request that lost/stolen keys be erased from the vehicle so the stolen fob is disabled.

Your Options

Hyundai dealer: replace smart key fob + erase lost keys + program new keys

Cost: $350-$900+ Time: Same day to 1-3 days (parts availability dependent)

The dealer supplies OEM smart key fobs, verifies ownership, connects factory-level diagnostic equipment, erases all missing/stolen keys from the vehicle, and programs new keys to your Palisade. You may need to bring all remaining keys and proof of ownership/ID.

âś“ Pros:
  • Most reliable way to ensure the stolen fob is fully removed from the vehicle’s authorized key list
  • OEM parts and documentation; commonly accepted for insurance reimbursement
âś— Cons:
  • Often the highest cost option
  • May require towing/transport if you have no working key or if the dealer requires the vehicle on-site

Automotive locksmith (advanced): supply/program smart key and delete stolen fob

Cost: $250-$650 Time: Same day (if they have the correct fob in stock)

A qualified mobile locksmith may come to the vehicle, provide a compatible smart key fob, and perform key registration while deleting missing keys from the system (capability varies by equipment and vehicle security generation).

âś“ Pros:
  • Convenient mobile service; may avoid towing
  • Often less expensive than the dealer
âś— Cons:
  • Not all locksmiths can fully erase stolen keys on newer Hyundai systems—confirm in writing before booking
  • Quality varies; using the wrong fob or poor programming can cause intermittent issues

Insurance claim (comprehensive): stolen key/fob replacement and rekey/reprogram support

Cost: $0-$900+ out-of-pocket (depends on deductible/coverage) Time: 1-7 days (approval and reimbursement timing varies)

If you have comprehensive coverage, your policy may reimburse some or all of the cost to replace and program new fobs and disable the stolen one (minus deductible). Insurers may require a police report and receipts.

âś“ Pros:
  • Can significantly reduce out-of-pocket cost
  • Creates a clear paper trail if the vehicle is later recovered after theft
âś— Cons:
  • Deductible may exceed the cost of replacement
  • Claim could affect future premiums depending on insurer and history

Temporary risk-reduction: disable/limit access while awaiting service

Cost: $0-$80 Time: Immediate

Use practical steps to reduce theft risk until programming is completed: store the vehicle in a secured location, consider additional physical deterrents (e.g., steering wheel lock), and monitor the vehicle’s location if equipped with tracking/telematics.

âś“ Pros:
  • Helps reduce risk while you wait for parts/appointments
  • Low cost and quick to implement
âś— Cons:
  • Does not deactivate the stolen fob—only reprogramming can do that
  • Physical deterrents are not foolproof

⚠️ What to Avoid

✕ Don’t assume a stolen fob is harmless because the car is currently locked—until keys are erased, the stolen fob may still work.

✕ Don’t buy the cheapest online fob without verifying compatibility and return policy; mismatched or previously-locked fobs may be unprogrammable.

✕ Don’t delay reprogramming—waiting increases the chance the thief returns to the vehicle when it’s parked at home or work.

⚠️ Common Mistakes to Avoid

  • Not deactivating stolen key
  • Delaying reprogramming
  • Not filing police report
  • Ignoring security risk

Frequently Asked Questions

Can someone start my 2024 Palisade if they stole my key fob?

If the stolen fob is still authorized by the vehicle, it may unlock the doors and allow the vehicle to start when the fob is near the car. The fix is to have the vehicle’s key system updated to delete the stolen fob and program new keys.

Do I need to replace locks if my Palisade smart key fob was stolen?

Usually no. With smart keys, the priority is electronic: erase the stolen fob from the vehicle and program new keys. Physical lock replacement is typically only considered if a thief also has a cut mechanical key or you suspect the door/ignition hardware was compromised.

Will reprogramming disable the stolen fob completely?

When the vehicle’s system is set to remove lost/stolen keys and only the keys you present are re-registered, the stolen fob should no longer unlock or start the vehicle. Ask the provider to confirm they are deleting missing keys (not just adding a new one).

What should I bring to the dealer or locksmith?

Bring a government-issued ID, proof of ownership/registration, the police report number (if available), and any remaining working keys/fobs. Many providers require all existing keys to complete a full erase-and-relearn process.

How many keys will I need after a theft?

Most owners replace at least one fob immediately, but it’s often wise to program two working fobs so you have a backup. Pricing is usually lower for the second fob when done in the same visit.

⏱️ Urgency Note: High urgency: a stolen smart key can be used to access and potentially start the vehicle. Secure the Palisade and schedule key deletion/reprogramming as soon as possible—ideally within 24–48 hours.

Need Detailed Information?

Get vehicle-specific key fob compatibility, part numbers, and a complete price comparison for your 2024 Hyundai Palisade.

View Palisade Key Fob Guide →

Last updated: 2026-01-04