Understanding Your Situation

In a “key fob stolen” situation, the missing fob is presumed in someone else’s possession. If it’s a smart key (push-button start), the thief may be able to unlock and start the vehicle until that fob is erased/disabled from the car’s memory and new keys are programmed.

🚀 Immediate Steps to Take

  1. Move the vehicle to a secure location (locked garage if possible) and remove valuables; if you can’t access it safely, consider having it towed to a secure shop/dealer.
  2. File a police report and document the fob details (how many keys you had, where/when stolen, VIN, license plate). Contact your insurer if you have comprehensive coverage or key replacement coverage.
  3. Arrange key replacement AND reprogramming as soon as possible so the stolen fob is deleted from the vehicle; ask the provider to verify the stolen fob no longer works after programming.

Your Options

Kia dealership: replace and reprogram (erase stolen fob)

Cost: $250-$650+ Time: Same day / 1-3 days (parts availability)

The dealer supplies an OEM key/fob and programs it to your Forte, typically deleting all missing/stolen keys from the vehicle’s key memory and then enrolling the keys you still have. If all keys are gone, the car may need to be accessed and programmed using dealer tools; proof of ownership is required.

âś“ Pros:
  • OEM parts and correct programming for your exact trim
  • Most reliable way to ensure the stolen fob is removed from the vehicle
  • Documentation/receipts helpful for insurance claims
âś— Cons:
  • Often the most expensive option
  • May require towing if you have no working key or the vehicle is immobilized

Automotive locksmith: replace and reprogram (erase stolen fob)

Cost: $180-$500 Time: Same day (if they have the right key in stock)

A mobile automotive locksmith can often cut/program a compatible smart key or transponder key on-site and delete missing keys from the system. Capability varies by equipment and the exact Forte key system, so confirm they can erase lost/stolen keys (not just add a new one).

âś“ Pros:
  • Usually faster and cheaper than a dealer
  • Mobile service can reduce towing needs
  • Can often cut/program on-site
âś— Cons:
  • Not all locksmiths can fully erase stolen keys on all systems
  • Aftermarket fobs may have shorter range or durability than OEM

Insurance/roadside + secure tow to dealer or locksmith

Cost: $0-$200+ (depending on coverage and distance) Time: Same day

If you’re concerned the stolen fob could be used immediately, towing the car to a secure facility (dealer or qualified locksmith) can reduce risk while you wait for parts/programming. Some insurance policies or add-ons reimburse key replacement and towing.

âś“ Pros:
  • Reduces exposure if the vehicle is parked in a vulnerable location
  • May be partially covered by insurance/roadside plans
âś— Cons:
  • Doesn’t solve the problem by itself—you still need keys programmed
  • Coverage varies widely by policy

Temporary security measures (while waiting for replacement)

Cost: $0-$60 Time: Same day

Use short-term deterrents such as parking in a locked garage, using a steering wheel lock, and enabling any available Kia security features. These measures do not disable the stolen fob but can help reduce risk until reprogramming is completed.

âś“ Pros:
  • Immediate, low-cost risk reduction
  • Useful if parts/programming are delayed
âś— Cons:
  • Does not prevent the stolen fob from unlocking/starting the car
  • Deterrents can be bypassed and should not replace reprogramming

⚠️ What to Avoid

✕ Don’t delay reprogramming—replacing a fob without deleting the stolen one may leave the vehicle vulnerable.

✕ Don’t buy a random online fob without confirming it matches your Forte’s FCC ID/part compatibility and can be properly programmed; many listings are incorrect or non-returnable once attempted.

✕ Don’t share photos of your VIN, registration, or key codes publicly (or with unverified sellers); those details can be misused.

⚠️ Common Mistakes to Avoid

  • Not deactivating stolen key
  • Delaying reprogramming
  • Not filing police report
  • Ignoring security risk

Frequently Asked Questions

Can someone steal my 2024 Kia Forte if they have my stolen key fob?

Potentially, yes. If the stolen device is a programmed smart key (push-button start) or a programmed transponder key, it may unlock and start the car until that key is removed from the vehicle’s authorized key list. The fix is to reprogram the vehicle to delete the stolen key and enroll your replacement key(s).

Do I need to replace the locks if my key fob was stolen?

Usually not for the electronic start authorization—reprogramming to delete the stolen key is the critical step. However, if your physical key blade (or a valet/mechanical key) was stolen and could be used to unlock the door, you can discuss rekeying or replacing lock cylinders with a dealer/locksmith for additional peace of mind.

Will programming a new key automatically deactivate the stolen one?

Not always. Some procedures add keys without deleting missing ones. Ask specifically for an “all keys lost/stolen key erase” or “delete lost keys” procedure so the stolen fob is removed from memory, then confirm it no longer works.

What documents will I need to get a replacement key for my Forte?

Expect to show proof of ownership (registration/title) and a government-issued photo ID. If the car is financed, requirements can vary by dealer. Having the VIN and a police report can help.

⏱️ Urgency Note: Treat a stolen key fob as urgent. Until the stolen fob is erased from the vehicle, your Forte may be at higher risk—secure the vehicle immediately and schedule replacement + reprogramming as soon as possible.

Need Detailed Information?

Get vehicle-specific key fob compatibility, part numbers, and a complete price comparison for your 2024 Kia Forte.

View Forte Key Fob Guide →

Last updated: 2026-01-04