Understanding Your Situation

In a 2023 Honda Accord, the key fob (smart key) is electronically paired to the vehicle. If it’s missing, you may not be able to unlock/start the car (unless you have a spare), and there’s a small but real risk someone could access the vehicle if they have your fob and can locate the car.

🚀 Immediate Steps to Take

  1. Confirm it’s truly lost: retrace steps, check bags/pockets, and contact recent locations (work, gym, rideshare, restaurants). If your fob has a low battery, it may be nearby but not responding well.
  2. Secure the vehicle: if the car is accessible, lock it and move it to a safe, well-lit location if possible. Remove valuables and any documents showing your address (registration/insurance cards) if you can do so safely.
  3. Prepare details for replacement: write down your VIN (from the windshield or registration), have your ID and proof of ownership ready, and locate any remaining keys/fobs—this affects programming and cost.

Your Options

Use your spare key fob (if you have one) and replace the lost fob

Cost: $250-$600 Time: Same day to 1-3 days

Drive the car using your remaining working fob and schedule a replacement. The new fob will be programmed to your Accord, and the lost fob can typically be removed/disabled during the programming process so it no longer starts the vehicle.

✓ Pros:
  • Least disruptive if you’re not stranded
  • Dealer or qualified locksmith can usually disable the missing fob during programming
  • Restores full key count and convenience
✗ Cons:
  • Cost varies widely by provider and region
  • May require an appointment and proof of ownership

Dealer replacement (Honda dealership)

Cost: $300-$700 Time: Same day to 1-3 days

A Honda dealer supplies an OEM smart key fob and programs it to your 2023 Accord using factory tools. They can typically erase the lost fob from the vehicle’s allowed key list during the process (when all working keys are present).

✓ Pros:
  • OEM parts and factory-level programming capability
  • Clear documentation and warranty support (varies by dealer)
  • Strongest option if all keys are lost or you want maximum assurance
✗ Cons:
  • Often the most expensive route
  • May require towing if you have zero working keys and can’t start/unlock the vehicle

Mobile automotive locksmith replacement

Cost: $200-$500 Time: Same day

A licensed automotive locksmith comes to your location with compatible equipment to cut any emergency key blade (if applicable) and program a new smart key fob to the car. Many can also delete lost keys from the system depending on vehicle support and what keys are available.

✓ Pros:
  • Convenient—service at your location
  • Often cheaper than the dealer
  • Can help quickly if you’re stranded
✗ Cons:
  • Capability varies by locksmith and vehicle configuration
  • Quality varies—must verify licensing, reviews, and parts quality

Insurance/roadside assistance + replacement

Cost: $0-$700 (after reimbursement varies) Time: 1-7 days

If you have comprehensive insurance or an add-on key replacement benefit, or roadside assistance, you may get partial reimbursement for replacement and/or towing to a dealer. You still need a dealer or locksmith to supply and program the key.

✓ Pros:
  • May significantly reduce out-of-pocket cost
  • Roadside can help if you’re stranded
✗ Cons:
  • Coverage is not guaranteed; deductibles and limits apply
  • May take time to file and receive reimbursement

⚠️ What to Avoid

✕ Don’t buy the cheapest online fob without confirming it’s the correct FCC ID/part compatibility and that a professional can program it to a 2023 Accord—many returns happen due to incompatibility.

✕ Don’t share photos of your VIN, registration, or personal documents with unverified sellers or “remote programmers.” This can increase fraud and security risk.

✕ Don’t wait too long if the fob was lost with anything identifying (address, spare key, or documents). Prioritize disabling the missing fob and improving vehicle security.

⚠️ Common Mistakes to Avoid

  • Calling dealer first without getting quotes
  • Not checking insurance coverage
  • Rushing to tow to dealership
  • Not considering mobile locksmiths

Frequently Asked Questions

Can someone drive my 2023 Honda Accord if they find my lost key fob?

If someone has your working key fob and can access your vehicle, they may be able to unlock and start it. If the fob was lost near the car (or with identifying info that helps locate it), treat it as a security issue and arrange to have the missing fob removed/disabled during programming of the replacement.

Do I need to tow the car if I lost my only key fob?

Often, yes—if you have no working fob and can’t get the car into an “on” state for programming, a dealer may require the vehicle on-site. A mobile locksmith may be able to come to you and create/program a new key on location, which can avoid towing.

Will a replacement key fob work if I buy it online?

Sometimes, but it’s risky. The fob must match the correct frequency/ID and be compatible with your exact Accord trim and system. Many used fobs can’t be re-registered reliably. If you buy online, confirm compatibility first and ensure a local dealer/locksmith will program customer-supplied fobs.

How many keys can be programmed to a 2023 Accord, and can the lost one be deleted?

Most vehicles support multiple programmed keys. During a key registration procedure, a dealer or qualified locksmith can typically remove missing keys from the allowed list, depending on the tools used and whether remaining keys are present. Ask explicitly for “erase all lost keys” or “disable missing fob” when scheduling.

⏱️ Urgency Note: If the fob was lost with your ID, address, or vehicle paperwork—or you suspect it was stolen—treat this as urgent. Arrange replacement programming as soon as possible and request that the missing fob be removed/disabled to reduce the risk of unauthorized access.

Need Detailed Information?

Get vehicle-specific key fob compatibility, part numbers, and a complete price comparison for your 2023 Honda Accord.

View Accord Key Fob Guide →

Last updated: 2026-01-04